Bring Your Team’s Vision into Focus with an Employee Insurance Alternative
Most employers know they need a medical plan in their benefits package. However, they’re left questioning if vision coverage is really worth it.
The short answer: yes. Employee insurance should go far beyond body health and promote holistic wellness, which includes your team members’ vision. By helping your employees prioritize quality eye care, you can not only boost productivity, but workplace morale as well. This ultimately equates to happier employees and an increased likelihood that you’ll keep top talent around.
A vision plan can also be an effective recruiting tool. According to a Glassdoor survey, about 60% of people are heavily influenced by a workplace’s perks and benefits when deciding whether to accept a job offer. What’s more, most employees list vision among their top three most-valued offerings.
Keep reading to learn more about taking your employee insurance benefits a step further with vision coverage.
The Difference Between Health and Vision Insurance
Most traditional employee insurance policies make it difficult to know what you’re covered for – and what you’re not. Plans feature confusing industry terminology and fine print that overcomplicates the matter.
Although medical and vision plans can both be used at the eye doctor, they’re not interchangeable. Health coverage is generally used if you have an eye disease or medical condition that causes eye issues. For example, many adults develop cataracts as they age and require surgery to improve their vision. Health insurance would help cover the costs of the procedure in this case, because it’s for a medical reason.
Vision insurance, on the other hand, allows individuals to access routine eye care. This typically includes a comprehensive eye exam, and depending on the plan, benefits on eyewear.
It’s a common misconception that regular screenings are only for individuals who need vision correction. However, eye exams are an essential part of monitoring your eye health and catching problems before they grow – regardless of if you need glasses.
On top of that, the eyes can provide insight on a person’s overall health. During an examination, an optometrist can spot a variety of other systemic conditions during an examination, including high blood pressure, diabetes, and heart disease.
A 2017 study found that of the 93 million U.S. adults at a high risk of vision loss, only 56.9% visited an eye care provider over the course of the last 12 months. By offering your employees a vision plan, you can encourage them to seek out care that keeps their eyes and body healthy.
Why You Should Consider an Employer Vision Insurance Alternative
Traditional employer vision insurance options are designed with a one-size-fits-all mentality. This results in coverage gaps that leave individuals with high out-of-pocket expenses at the doctor’s office. It’s these costly trips that have deterred people from making seeing their optometrist a habit.
Fortunately, vision insurance alternativeslike Vision Care Direct are reinventing the industry with simple, flexible, and affordable benefits. What do we mean by that? Let’s break it down.
- Simple: Our plans are easy to understand, so members know exactly what they get and how much they’re saving. You and your employees never have to worry about a hefty bill at the eye doctor again, or trying to navigate confusing policy information.
- Flexible: Each member of your team has unique needs. Our coverage options are flexible enough that everyone can get a level of care that’s right for them.
- Affordable: At Vision Care Direct, we’re passionate about getting you the best value and biggest savings possible. Our solutions are second to none compared to traditional employer vision insurance companies.
In addition to our standard Vision Care Direct benefits, members can visit a VCD PLUS provider to save even more. With a VCD PLUS provider, individuals can shop their favorite eyewear, a wide range of ophthalmic lenses, and premium add-ons like an anti-reflective coating, scratch-resistant coating, and UV protection all for one low price.
Skip Traditional Employee Insurance. Join Vision Care Direct!
Vision Care Direct is the nation’s fastest growing vision plan founded and managed by practicing optometrists. Our network spans multiple states, so you and your employees don’t have to struggle finding an in-network provider.
Additionally, your team members can get simple eye care and eyewear questions answered by one of our on-staff optometrists. We understand that a full appointment isn’t always necessary and have doctors ready to help.
You have a lot of options for employer vision insurance. However, traditional policies usually only create more expenses. Instead, opt for a solution that truly enhances your benefits package and takes your current offerings to the next level.
For more information about Vision Care Direct and how we can develop a customized proposal for your business, call (877) 488-8900 or send us a message online.